Executive Retirement Plans

Is your retirement plan meeting the needs of your key employees?

Most employee benefits discriminate against owners and key employees. Qualified retirement plans and group insurance plans, even social security, place limits on contributions and the tax advantages of benefits for highly paid people creating a gap in desired income replacement.

Fortunately, a selective benefit strategy can help close this retirement gap, so you can recruit and retain employees. Washington Employers, in partnership with the Principal Financial Group, offers a complete range of executive and key employee benefit strategies to meet the needs of individual businesses and their owners.

Executive retirement plans may:

Allow key employees and owners to overcome the limitations of qualified retirement plans and defer additional amounts of current salary.
Provide a mechanism to recruit, reward and retain the talented and experienced employees you rely on to help manage the growth of your business.
Structure the program to the mutual advantage of the business and key employees.
Allow your business to take a tax deduction for the program costs.
Minimize the administration work associated with the program.

Please e-mail pensions@wa-emp.com for more information.